International Journal of Commerce and Finance

International Journal of Commerce and Finance (e-ISSN 2149-9608) is a refereed, bi-annual, periodical journal containing original papers in English. Published since 2015, all research articles in the Journal are being reviewed by at least two referees after an initial editorial screening. The views expressed in the papers are under the responsibility of authors. The editors do not necessarily agree with the views expressed in the papers. All the copyright privileges of the papers accepted for the publication belong to  International Journal of Commerce and Finance.

International Journal of Commerce and Finance is published under the auspices of Istanbul Commerce University.

Vol 12, No 1 (2026): May

Table of Contents

Articles

Climate Risk Pricing in Sovereign Debt: Evidence from Developing European Countries
Ardita Bylo, Ali Osman Gürbüz
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1-22
Determinants of Liquidity in Ethiopian Commercial Banks: The Case of Some Selected Commercial Banks.
Mesfin Tesfaye Geleta, Alemayehu Mosisa, Roba Weyuma, Tadele Mengesha, Tehentina Demissie
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23-46
Banking Agents’ Point of Sale (POS) Operations and Financial Inclusion in Ife Central Local Council Development Area (LCDA), Osun State Nigeria.
James Ayanwale Obadeyi, Kehinde Isiaq Olaiya, Adeyemi Sherifat Jekayinoluwa
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47-77
Operational Efficiency in the Transport Sector Improvement: The Strategic Impact of Financial Accounting
Faustine Juma Masunga
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78-107